Your Marcus by Goldman Sachs Loan: The Final Step

You’ve done the research. You know that paying 25% APR on your credit card debt is like burning money. You also know you deserve a $0-fee loan from a name you can trust.

You are in the right place, and you are one click away from taking that smart, secure step.

This is the final step. From here, you will be transferred to the official, 100% secure Marcus by Goldman Sachs® website to check your personalized rate.

Remember, the #1 benefit of this next step is:

Checking your rate is 100% FREE and will NOT affect your credit score.

You have nothing to lose by seeing your offer.

What Happens When You Click? (A 100% Transparent Process)

We believe in total transparency. When you click “CHECK MY RATE NOW,” you are leaving this review site and being transferred to the official, secure Marcus application portal.

Here is the simple, 3-step process you will follow:

Step 1: The 60-Second “Soft Pull”

You will land on the Marcus secure page. You’ll fill in some basic information. When you submit this, Marcus runs a “soft credit pull.” This has zero impact on your FICO score. It is not a formal application.

Step 2: See Your Personalized Offers

Based on that soft pull, Marcus will instantly show you the loan options you pre-qualify for. You will see:

• Loan Amounts: (e.g., “Up to $30,000”)
• Your APR: (Your fixed interest rate)
• Your Monthly Payment: (You can adjust the term)

Step 3: Accept & Get Funded (Only if You Love Your Offer)

If you see an offer that saves you money, you can choose to accept it.

Only after you review your offer and officially accept the loan terms will a “hard credit pull” be performed. You will then e-sign your documents, and the money will be sent to your bank in 1-4 business days.

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Reminder: Why You Are Making the Right Choice

In case you have any last-minute doubts, remember the three things that make this the smart move:

The On-Time Payment Reward: You are choosing the only lender that rewards you with a payment-free month for making 12 consecutive on-time payments.

The $0 Fee Guarantee: You are choosing a loan with no origination fees, no late fees, and no prepayment penalties. What you borrow is what you get.

The Trust of Goldman Sachs: This isn’t a startup. This is a secure, stable platform backed by a 150-year-old financial institution.