Your Citi® Double Cash Application: The Final Step to 2% Cash Back

You’ve done the research. You’ve read the review, and you know this is the smartest $0 annual fee card on the market.

Whether you’re here for the simple 2% cash back on everything…

Or you’re here to save thousands with the 18-month 0% APR on balance transfers…

…you are in the right place.

This is the final step. This page will confirm your decision and guide you to the official, 100% secure Citi website to claim your $200 bonus and lock in your rate.

This is a “Two-Mission” Card. Which One is Yours?

You are clicking that button for one of two powerful reasons. Let’s confirm why this is the right move for you.

Mission 1: The “Simplicity Seeker” (Get 2% on Everything)

If you’re this person, you’re tired of 1.5% “catch-all” cards. You want to stop leaving money on the table.

• The Math: 2% is 33% more cash back than a 1.5% card. If you spend $1,500 a month on the card, that 0.5% difference adds up fast.
• The $200 Bonus: The $200 bonus (after $1,500 spend in 6 months) is the “cherry on top.” It’s free money for spending just $250 a month.
• The $0 Fee: This entire strategy costs you nothing.

Mission 2: The “Debt Consolidator” (The 0% APR Plan)

If you’re this person, you’re staring at a high-interest credit card statement, and it feels impossible to get ahead. That 25% APR is eating you alive.

This card is your escape plan.

The 18-month 0% intro APR on balance transfers is one of the longest in the industry. Let’s do the math:

• If you have $5,000 in debt at 25% APR, you’re paying $1,250 per year in interest alone.
• By transferring that balance to the Citi Double Cash, you pay a one-time intro fee of 3% (which is $150).
• In exchange for that $150 fee, you just saved yourself over $1,000 in interest and bought yourself 18 months (a year and a half!) to pay down the debt.

You are not just applying for a credit card. You are applying for a plan to become debt-free.

What Happens When You Click? (The Application Process)

We believe in total transparency. When you click “APPLY ON CITI’S SECURE SITE,” you are leaving this review site and being transferred to the official, secure Citi application. We never see or handle your personal data.

1. You Will Land on the Secure Citi Page: You will see the official Citi logo and the $200 Bonus and 18-month 0% APR offers clearly listed.
2. You Will Fill Out the Secure Form: You will enter your personal information (Name, Address, SSN) and your income details directly into Citi’s encrypted system.
3. You Will Get a Fast Decision: In most cases, you will get a decision in 60 seconds or less.

Final Hesitation: Is the 1% + 1% a “Catch”?

No. It’s simply a clever way to encourage you to pay your bill. You get 1% when you buy, and you get the other 1% as you pay. As long as you pay at least the minimum due on time, you will earn your full cash back. It’s that simple.

You are 60 seconds away from a $200 bonus and a 0% APR escape hatch.