Your Amex Gold Card Application: The Final Step to 100k Points

You’ve done the research. You’ve seen the math.

The 100,000-point welcome bonus (worth $1,000+ in travel) and the 4x points on food make this a must-have card.

You’re ready to stop leaving money on the table and start turning your restaurant and grocery spending into a massive rewards balance.

You are in the right place. This is the final step before you are transferred to the official, 100% secure American Express website.

The $10 “Cheat Code”: Why This Card is a No-Brainer

We know what you’re thinking. “A $250 annual fee is steep.”

Let’s break down that final hesitation. This card is a “cheat code” because the fee is an illusion.

The real cost of this card is $10. Here is the simple math one last time:

• Annual Fee: +$250
• $120 Uber/Uber Eats Credit: -$120 ($10 per month)
• $120 Dining Credit: -$120 ($10 per month at Grubhub, etc.)
• Your Effective Annual Fee: = $10

You are paying $10 per year for a card that gives you 4x points on all your food spending AND a 100,000-point bonus (worth $1,000+).

You will make money on this card in Year 1. It’s not a cost; it’s an investment.

What Happens When You Click? (The Application Process)

We believe in total transparency. When you click “APPLY ON AMEX’S SECURE SITE,” you are leaving this review site and being transferred to the official, secure American Express application. We never see or handle your personal data.

1. You Will Land on the Secure Amex Page: You will see the official Amex logo and the 100,000-point bonus offer clearly listed. This confirms you are in the right place.
2. You Will Fill Out the Secure Form: You will enter your personal information (Name, Address, SSN) and your total annual income directly into Amex’s encrypted system.
3. You May Get an Instant Decision: Amex is famous for its fast, algorithm-based decisions. In many cases, you will get an approval (or a denial) in 60 seconds or less.

Final Application Checklist

Before you click, make sure you’re ready.

• Your Credit Score: Do you have a Good to Excellent score (700+ FICO)?
• The $6,000 Spend: Are you confident you can meet the $6,000 spending requirement in the first 6 months? This is just $1,000 per month. By putting all your food, gas, and bills on the card, you can hit this easily.
• The Amex “Once per Lifetime” Rule: American Express welcome offers are typically limited to once per lifetime per card. If you have had this card before, you are not eligible for the bonus. If this is your first time, this is your shot.

You are 60 seconds away from 100,000 points.